The Market Conditions Advisory Disclosure briefly educates buyers on some of the potential risks inherent in changing markets. In competitive markets often times properties will receive multiple offers. Ultimately, the buyer is responsible for determining the price they want to pay for a property. The real estate market is cyclical and it is important to realize that your home may go up or down in value. Understanding your offer is very important. Although removing contingencies will make your offer more attractive to the seller, you want to make sure to protect yourself. It is important that all parties understand what contingencies are and how they are used in a real estate transaction. It is not recommended that you make a non-contingent offer without reviewing all reports and disclosures and reviewing your financial situation.